Description:

INVESTMENT PLANNING FOR RETIREMENT AND EDUCATION; INDIVIDUAL LIFE, DISABILITY AND LONG TERM CARE INSURANCE; EMPLOYEE GROUP BENEFITS; EXECUTIVE BENEFIT PLANS

Securities and advisory services are offered through Cetera Advisor Networks LLC, member FINRA/SIPC, a broker/dealer and registered investment advisor. Cetera is under separate ownership from any other named entity.

Jay G. Shaffer Financial is not a subsidiary of nor controlled by Cetera.